Brighter Africa Ltd
Brighter Africa empowers communities by providing loan products and services to the small and medium sized business enterprise in our society. We extend microcredit and other financial services by providing greater economic stability that contributes to the overall socio-economic development of communities.
Our core service as a microfinance is to issue loans ranging from KES. 3,000 up to KES. 50,000, repaid weekly up to a maximum period of 8 weeks. Our borrowers are empowered by our abled team to expand their businesses and improve their livelihood.
Brighter Africa is a non-deposit taking and a non-banking finance company. Borrowers don’t need to have savings in order to be legible for our products and services.
Over 35% of the SMES in Kenya fail to access credit facilities with high documentation and requirements, we as BA try to bridge the gap by providing tailor made financial products suitable for every business operating around our communities.
With the ever growing demand for our bespoke products, we have ensured to put in place a strategic client reach covering almost every part of Kenya with our branches widely spread.
We have 12 Branches all over the country ans still growing.
Why Choose Us ?
Over 35% of the SMEs in Kenya fail to apply loans from banks.
As a result, it limits the potential growth of the small and medium sized enterprises (SMEs) in Kenya. This main challenges SMEs face in Kenya are;
- Lack of proper documentation to access loans from traditional banks
- Lack of working capital
- Lack of savings
- There is no channel to grant any loans to support the growth of their business